Premiums

Premiums (January 1 – December 31, 2019)

  • Medical
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $98 $45 $191 $88
    Employee and Spouse $298 $138 $510 $235
    Employee and Child $195 $90 $333 $154
    Employee and Children $260 $120 $445 $205
    Family $377 $174 $645 $298
    Part-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $529 $244.15 $608.51 $280.85
    Employee and Spouse $1,216.70 $561.55 $1,399.57 $645.95
    Employee and Child $793.50 $366.23 $912.76 $421.27
    Employee and Children $1,058 $488.31 $1,217.02 $561.70
    Family $1,534.10 $708.04 $1,764.67 $814.46
    Reynolda House: Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Reynolda House: Employee Only $80 $36.92 $167 $77.08
    Reynolda House: Employee and Spouse $438 $202.15 $644 $297.23
    Reynolda House: Employee and Child $238 $109.85 $365 $168.46
    Reynolda House: Employee and Children $381 $175.85 $560 $258.46
    Reynolda House: Family $552 $254.77 $812 374.77

    The Employee Only Low Plan meets minimum value and affordability according to the Affordable Care Act (ACA) standards. ACA-eligible individuals have access to medical plan coverage at full-time premiums at Wake Forest University and Reynolda House.

  • Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $16 $7 $29 $13
    Employee and Spouse $33 $15 $60 $28
    Employee and Child $27 $12 $48 $22
    Employee and Children $36 $17 $62 $29
    Family $51 $24 $92 $42
    Part-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $24.19 $11.16 $44.40 $20.49
    Employee and Spouse $51.05 $23.56 $92.43 $42.66
    Employee and Child $41.12 $18.98 $73.79 $34.06
    Employee and Children $54.91 $25.34 $95.69 $44.17
    Family $78.62 $36.29 $141.68 $65.39
  • Vision
    Enrollment Tier Monthly Biweekly
    Employee Only $6.18 $2.85
    Employee and One Dependent $11.96 $5.52
    Family $17.58 $8.12
  • Flexible Spending
    MAXIMUM CONTRIBUTION LEVELS  (6-month Plan Period)
    Health Care FSA $1,325/ per employee
    Dependent Care FSA $2,500/ per employee
  • Legal
    HIGH PLAN LOW PLAN
    Monthly $23 $17.50
    Biweekly $10.62 $8.08
  • Voluntary Life Insurance
    Rates per $1,000
    Age Monthly Biweekly
    Less than 25 $0.06 $0.03
    25-29 $0.07 $0.03
    30-34 $0.09 $0.04
    35-39 $0.10 $0.05
    40-44 $0.11 $0.05
    45-49 $0.17 $0.08
    50-54 $0.25 $0.12
    55-59 $0.47 $0.22
    60-64 $0.73 $0.34
    65-69 $1.40 $0.65
    70-74 $2.27 $1.05
    75 and older $3.40 $1.57
  • Voluntary Dependent Life Insurance
    Option Benefit Monthly Premium Biweekly Premium
    Option 1 – Spouse and Children $25,000/$10,000 $5.25 $2.42
    Option 2 – Spouse and Children $10,000/$5,000 $2.25 $1.04
    Option 3 – Spouse $25,000 $4.05 $1.87
    Option 4 – Children $10,000 $1.20 $0.55
    Option 5 – Spouse $10,000 $1.65 $0.76
    Option 6 – Children $5,000 $0.60 $0.28
  • Accident Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time
    Biweekly Faculty & Staff
    Employee
    Age 18-75    		 $17.29 $7.98
    Employee and Spouse
    Age 18-75    		 $24.57 $11.34
    One-Parent Family
    Age 18-75    		 $29.25 $13.50
    Two-Parent Family
    Age 18-75    		 $38.22 $17.64
  • Specified Health Event Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time Biweekly Faculty & Staff
    Employee
    Age 18-35    		 $11.70 $5.40
    Employee
    Age 36-45    		 $18.86 $8.70
    Employee
    Age 46-55    		 $25.35 $11.70
    Employee
    Age 56-64    		 $32.89 $15.18
    One-Parent Family
    Age 18-35    		 $12.87 $5.94
    One-Parent Family
    Age 36-45    		 $19.63 $9.06
    One-Parent Family
    Age 46-55    		 $26.13 $12.06
    One-Parent Family
    Age 56-64    		 $33.80 $15.60
    Two-Parent Family
    Age 18-35    		 $20.28 $9.36
    Two-Parent Family
    Age 36-45    		 $33.54 $15.48
    Two-Parent Family
    Age 46-55    		 $46.67 $21.54
    Two-Parent Family
    Age 56-64    		 $63.96 $29.52
    Employee and Spouse
    Age 18-35    		 $18.07 $8.34
    Employee and Spouse
    Age 36-45    		 $30.94 $14.28
    Employee and Spouse
    Age 46-55    		 $43.68 $20.16
    Employee and Spouse
    Age 56-64    		 $60.32 $27.84
  • Cancer Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time Biweekly Faculty & Staff
    Employee
    Age 18-75    		 $38.48 $17.76
    Employee and Spouse
    Age 18-75    		 $68.64 $31.68
    One-Parent Family
    Age 18-75    		 $38.48 $17.76
    Two-Parent Family
    Age 18-75    		 $68.64 $31.68

Retiree Premiums

  • Retiree Medical (under age 65)

    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Retiree on BCBS Medical
    Retiree Only $442 $521.51
    Spouse Only $529 $608.51
    Retiree and Spouse $1,129.70 $1,312.57
    Retiree on BCBS and 1X
    BCBS Low Retiree, 1X Spouse $442
    1X Retiree, BCBS Low Spouse $529
    1X Retiree, BCBS Low Spouse and Child $793.50
    BCBS High Retiree, 1X Spouse $521.51
    1X Retiree, BCBS High Spouse $608.51
    1X Retiree, BCBS High Spouse and Child $912.76
  • Retiree Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Retiree or Spouse Only $24.19 $44.40
    Retiree and Spouse $51.05 $92.43
  • Retiree Vision
    ENROLLMENT TIER Premium
    Retiree or Spouse Only $6.18
    Retiree and Spouse $11.96
    Family $17.58

COBRA Premiums

  • COBRA Medical
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Employee Only $539.58 $620.68
    Employee and Spouse $1,241.03 $1,427.56
    Employee and Child $809.37 $931.02
    Employee and Children $1,079.16 $1,241.36
    Family $1,564.78 $1,799.97
  • COBRA Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Employee Only $24.68 $45.29
    Employee and Spouse $52.07 $94.28
    Employee and Child $41.95 $75.27
    Employee and Children $56.01 $97.61
    Family $80.19 $144.52
  • COBRA Vision
    ENROLLMENT TIER Premium
    Employee Only $6.30
    Employee and One Dependent $12.20
    Family $17.93

Wake Forest University Human Resources
2598 Reynolda Rd, Winston-Salem, NC 27106  |  P.O. Box 7424
AskHR@wfu.edu   |  P (336) 758-4700 |  F (336) 758-6127

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