Premiums

Premiums (January 1 – December 31, 2020)

  • Medical
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $100 $46 $200 $92
    Employee and Spouse $313 $144 $536 $247
    Employee and Child $205 $95 $350 $162
    Employee and Children $273 $126 $467 $216
    Family $396 $183 $677 $312
    Part-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $555.48 $256.37 $638.97 $294.91
    Employee and Spouse $1,277.60 $589.66 $1,469.63 $678.29
    Employee and Child $833.22 $384.56 $958.45 $442.36
    Employee and Children $1,110.96 $512.75 $1,277.94 $589.82
    Family $1,610.89 $743.49 $1,853.01 $855.24
    Reynolda House: Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Reynolda House: Employee Only $100 $46 $200 $92
    Reynolda House: Employee and Spouse $313 $144 $536 $247
    Reynolda House: Employee and Child $205 $95 $350 $162
    Reynolda House: Employee and Children $273 $126 $467 $216
    Reynolda House: Family $396 $183 $677 $312

    The Employee Only Low Plan meets minimum value and affordability according to the Affordable Care Act (ACA) standards. ACA-eligible individuals have access to medical plan coverage at full-time premiums at Wake Forest University and Reynolda House.

  • Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Full-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $17 $8 $31 $14
    Employee and Spouse $35 $16 $64 $30
    Employee and Child $29 $13 $51 $24
    Employee and Children $38 $18 $66 $30
    Family $55 $25 $99 $46
    Part-Time Premiums (Pre-Tax) Monthly Biweekly Monthly Biweekly
    Employee Only $24.19 $11.17 $44.40 $20.49
    Employee and Spouse $51.05 $23.56 $92.43 $42.66
    Employee and Child $41.12 $18.98 $73.79 $34.06
    Employee and Children $54.91 $25.34 $95.69 $44.16
    Family $78.62 $36.29 $141.68 $65.39
  • Vision
    Enrollment Tier Monthly Biweekly
    Employee Only $6.18 $2.85
    Employee and One Dependent $11.96 $5.52
    Family $17.58 $8.12
  • Flexible Spending
    MAXIMUM CONTRIBUTION LEVELS
    Health Care FSA $2,700/ per employee
    Dependent Care FSA $5,000/ per employee
  • Legal
    HIGH PLAN LOW PLAN
    Monthly $22 $18.25
    Biweekly $10.15 $8.42
  • Voluntary Life Insurance
    Rates per $1,000
    Age Monthly Biweekly
    Less than 25 $0.06 $0.03
    25-29 $0.07 $0.03
    30-34 $0.09 $0.04
    35-39 $0.10 $0.05
    40-44 $0.11 $0.05
    45-49 $0.17 $0.08
    50-54 $0.25 $0.12
    55-59 $0.47 $0.22
    60-64 $0.73 $0.34
    65-69 $1.40 $0.65
    70-74 $2.27 $1.05
    75 and older $3.40 $1.57
  • Voluntary Dependent Life Insurance
    Option Benefit Monthly Premium Biweekly Premium
    Option 1 – Spouse and Children $25,000/$10,000 $5.25 $2.42
    Option 2 – Spouse and Children $10,000/$5,000 $2.25 $1.04
    Option 3 – Spouse $25,000 $4.05 $1.87
    Option 4 – Children $10,000 $1.20 $0.55
    Option 5 – Spouse $10,000 $1.65 $0.76
    Option 6 – Children $5,000 $0.60 $0.28
  • Accident Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time
    Biweekly Faculty & Staff
    Employee
    Age 18-75    		 $17.29 $7.98
    Employee and Spouse
    Age 18-75    		 $24.57 $11.34
    One-Parent Family
    Age 18-75    		 $29.25 $13.50
    Two-Parent Family
    Age 18-75    		 $38.22 $17.64
  • Specified Health Event Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time
    Biweekly Faculty & Staff
    Employee
    Age 18-35    		 $11.70 $5.40
    Employee
    Age 36-45    		 $18.85 $8.70
    Employee
    Age 46-55    		 $25.35 $11.70
    Employee
    Age 56-64    		 $32.89 $15.18
    One-Parent Family
    Age 18-35    		 $12.87 $5.94
    One-Parent Family
    Age 36-45    		 $19.63 $9.06
    One-Parent Family
    Age 46-55    		 $26.13 $12.06
    One-Parent Family
    Age 56-64    		 $33.80 $15.60
    Two-Parent Family
    Age 18-35    		 $20.28 $9.36
    Two-Parent Family
    Age 36-45    		 $33.54 $15.48
    Two-Parent Family
    Age 46-55    		 $46.67 $21.54
    Two-Parent Family
    Age 56-64    		 $63.96 $29.52
    Employee and Spouse
    Age 18-35    		 $18.07 $8.34
    Employee and Spouse
    Age 36-45    		 $30.94 $14.28
    Employee and Spouse
    Age 46-55    		 $43.68 $20.16
    Employee and Spouse
    Age 56-64    		 $60.32 $27.84
  • Cancer Plan
    Enrollment Tier Full- & Part-Time
    Monthly Faculty & Staff    		 Full- & Part-Time
    Biweekly Faculty & Staff
    Employee
    Age 18-75    		 $38.48 $17.76
    Employee and Spouse
    Age 18-75    		 $68.64 $31.68
    One-Parent Family
    Age 18-75    		 $38.48 $17.76
    Two-Parent Family
    Age 18-75    		 $68.64 $31.68

Retiree Premiums

  • Retiree Medical

    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Retirees (under 65) &  Dependents on BCBS Medical
    Retiree Only $468.48 $551.97
    Spouse Only $555.48 $638.97
    Retiree and Spouse $1,190.60 $1,382.63
    Retiree on BCBS, Spouse on OneExchange $468.48 $551.97
    Retiree on OneExchange, Spouse on BCBS $555.48 $638.97
    Retiree on OneExchange, Spouse & Child on BCBS $833.22 $958.45
    Retiree on OneExchange, Spouse & Children on BCBS $1,110.96 $1,277.94
    Retiree on OneExchange, Child on BCBS $277.74 $319.48
    Retiree on OneExchange, Children on BCBS $555.48 $638.97
  • Retiree Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Retiree or Spouse Only $24.19 $44.40
    Retiree and Spouse $51.05 $92.43
    Retiree and Child $41.12 $73.79
    Retiree and Children $54.91 $95.69
    Family $78.62 $141.68
  • Retiree Vision
    ENROLLMENT TIER Premium
    Retiree or Spouse Only $6.18
    Retiree and Spouse $11.96
    Family $17.58

COBRA Premiums

  • COBRA Medical
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Employee Only $566.59 $651.75
    Employee and Spouse $1,303.15 $1,499.02
    Employee and Child $849.88 $977.62
    Employee and Children $1,133.18 $1,303.50
    Family $1,643.10 $1,890.07
  • COBRA Dental
    ENROLLMENT TIER LOW PLAN HIGH PLAN
    Employee Only $24.68 $45.29
    Employee and Spouse $52.07 $94.28
    Employee and Child $41.94 $75.26
    Employee and Children $56.01 $97.60
    Family $80.19 $144.51
  • COBRA Vision
    ENROLLMENT TIER Premium
    Employee Only $6.30
    Employee and One Dependent $12.20
    Family $17.93

Wake Forest University Human Resources
2598 Reynolda Rd, Winston-Salem, NC 27106  |  P.O. Box 7424
AskHR@wfu.edu   |  P (336) 758-4700 |  F (336) 758-6127

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