Supplemental

Wake Forest University offers:

  • Aflac Plans: Accident, specified health event, and cancer plans
  • Cigna Plans: Life, dependent life, and accidental death and dismemberment (AD&D) insurance
  • Genworth Plan: Long-term care insurance

Aflac Plans

Accident Plan

Benefits are payable for a covered person’s death, dismemberment, or injury caused by a covered on- or off-the-job accident.

Specified Health Event Plan

This plan pays a first-occurrence benefit, hospital confinement benefits, and continuing care benefits for heart attack, coronary artery bypass surgery, stroke, end-stage renal failure, major human organ transplant, major third degree burns, coma, and paralysis.

Cancer Plan

This plan may defray cost expenses not covered by your medical plan, including deductibles, out-of-network specialists, experimental cancer treatment, and ambulance, transportation, and lodging benefits.


Enrolling or Making Changes

New Hires

  • Complete the enrollment form in RedCarpet.

Throughout the Year

  • Complete the Benefits Enrollment Form. Enter the date of the qualifying event in the form’s “Qualifying Event Change” section and check the applicable box in the “Reason for Completing form” section.

Cigna Plans

Life Insurance

Wake Forest provides the following basic coverage:

  • If salary is less than $50,000: 1.5x salary rounded to next highest thousand, up to $50,000
  • If salary is $50,000 or more: 1x salary rounded to next highest thousand, up to $100,000

Additionally, you may elect one to five times your salary in voluntary coverage, up to $500,000.

Dependent Life Insurance

The voluntary dependent life insurance plan is a group term life plan that covers a spouse and/or dependent child(ren) in the event of their death. You may choose $10,000 or $25,000 coverage for your spouse and/or $5,000 or $10,000 for your child(ren).

AD&D Insurance

If your death is ruled accidental, the value of your basic life insurance policy is doubled. You may also elect up to 10 times your annual salary in voluntary AD&D insurance, up to $500,000, in $10,000 increments.


Enrolling or Making Changes

Life Insurance

New Hires: 

  1. If you are a full-time faculty or staff member, you are automatically enrolled for basic life insurance on the first of the month following your date of hire.
  2. You will have 30 days to elect additional voluntary coverage without providing a Medical History Statement* by completing the enrollment form in RedCarpet.

*Coverage may be the lesser of three times your base salary, or $400,000, without a Medical History Statement.

Throughout the Year: 

  1. Complete the “Personal Information,” “Voluntary Life Insurance,” and “Beneficiary” sections of the Life Insurance Enrollment form, and send it to Human Resources.
  2. Email AskHR@nullwfu.edu to request the required Medical History Statement; complete and submit this form to Cigna.
  3. If Cigna approves your coverage, Human Resources will set up your payroll deduction.

Dependent Life Insurance

New Hires: 

  1. Elect voluntary life insurance for yourself, as this is required before electing dependent life insurance.
  2. You will have 30 days to elect coverage without providing a Medical History Statement by completing the enrollment form in RedCarpet.

Throughout the Year: 

  1. Elect voluntary life insurance for yourself, as this is required before electing dependent life insurance.
  2. Complete the “Personal Information,” “Voluntary Dependent Life Insurance,” and “Beneficiary” sections of the Life Insurance Enrollment form, and send it to Human Resources.
  3. Email AskHR@nullwfu.edu to request the required Medical History Statement; complete and submit this form to Cigna.
  4. If Cigna approves your coverage, Human Resources will set up your payroll deduction.

AD&D Insurance

New Hires: 

  1. If you are a full-time faculty or staff member, you are automatically enrolled for basic AD&D insurance on the first of the month following your date of hire.
  2. You may elect additional voluntary coverage by completing the enrollment form in RedCarpet.

Throughout the Year: 

  • Complete the “Personal Information,” “Voluntary Accidental Death and Dismemberment Insurance,” and “Beneficiary” sections of the Life Insurance Enrollment form, and send it to Human Resources.

Genworth Plan

Long-Term Care Benefits

This plan covers long-term care expenses for services received at home, in the community, or in a nursing facility.

Age-Based Premiums

Long-term care insurance is age-based, and the premiums will be determined during the application process.

Portable Coverage

Coverage can move with you if you retire or otherwise leave the University.


Enrolling or Making Changes

  1. Access the Genworth website and log in by:
    – Typing wake as the Group ID and groupltc as the Code.
    – Selecting your State of Residence.
    – Choosing Employee/Member as the Applicant Type.
    – Clicking “Get started.”
  2. Click “Get a quote.”
  3. Fill in the information and click the “Next step” buttons to progress through the process.

If you are in your 30-day new hire period, you and your spouse have access to underwriting concessions.


Guidebook

Wake Forest University Human Resources
2598 Reynolda Rd, Winston-Salem, NC 27106  |  P.O. Box 7424
AskHR@wfu.edu   |  P (336) 758-4700 |  F (336) 758-6127

Se habla español.

Recruit. Retain. Develop.