Wake Forest offers two comprehensive medical plans to meet the diverse needs of our benefit-eligible faculty and staff members and their eligible dependents:
- The Core Plan
- The Value Plan
Both plans are Preferred Provider Organization (PPO) plans. The Core Plan has higher paycheck premiums, with a lower deductible and out-of-pocket maximum. The Value Plan offers lower paycheck premiums, with a larger deductible and out-of-pocket maximum.
Both plans offer BlueCross BlueShield of North Carolina (BCBSNC) medical coverage, Catamaran prescription drug coverage and Carolina Behavioral Health Alliance (CBHA) mental health coverage. To receive care through CBHA, please contact them directly at 1.800.475.7900 to set up an initial appointment with a provider.
ID cards are issued for BCBSNC and Catamaran. You may request a new BCBS ID card by calling 877.275.9787.
2013/2014 Summary of Benefits Coverage for the Core and Value Plans
Plan Details
Below is a brief overview of the two medical plans. Please refer to the Core Medical Plan Guidebook 
and Value Medical Plan Guidebook for a complete overview.
The plans run on a fiscal year (July 1 – June 30), but the plan benefits, deductibles and out-of-pocket maximums run on a calendar year.
In-Network Out-of-Network In-Network Out-of-Network
Deductible
Individual $850 $2,125 $300 $750
Family* $2,125 $5,312 $750 $1,875
Co-insurance Coverage
(after deductible, plan pays)80%
60%
90%
70%
Out-of-Pocket Maximum (deductible + co-insurance)
Individual $2,600 $6,500 $1,100 $2,750
Family $6,500 $16,250 $2,750 $6,875
Routine Office Visit Co-pay $20 Subject to deductible & co-insurance $20 Subject to deductible & co-insurance
Specialist Office Visit Co-pay $40 Subject to deductible & co-insurance $40 Subject to deductible & co-insurance
The above information is intended as a benefit summary only. It does not include all of the benefit provisions, limitations and qualifications. If this information conflicts in any way with the contract, the contract will prevail. Any services rendered under the CBHA benefit do not apply towards the BCBS annual deductible or co-insurance.
