Site Content

Long-Term Disability – Faculty and Staff

The University insures faculty and staff income against loss through a Long-Term Disability (LTD) Plan, to protect the individuals against severe financial hardship. The LTD Plan provides eligible faculty and staff with a benefit equivalent to 60% of their pre-disability earnings, not to exceed a benefit of $10,000 per month.

Benefits start as of the first day of the month following the end of the six-month elimination period. Documentation should be filed approximately 45 days prior to the scheduled commencement of the insurance benefit, to ensure the timely receipt of benefits from the insurance carrier.

To better serve you and to make the most of your time, please schedule an appointment with a member of the Benefit’s Team at 336.758.4700.